|| How Credit Scoring Helps You | How Credit Scoring Works | | Your Credit Report | Checking Your Credit | What a FICO® Score Considers | | Interpreting Your Score | Facts & Fallacies | Average Credit Use |   Length of Credit History How established is yours? APPROXIMATELY 15% OF YOUR SCORE IS BASED ON THIS CATEGORY. In general, a longer credit history will increase your score. However, even people who have not been using credit long may get high scores, depending on how the rest of the credit report looks. Your score takes into account: How long your credit accounts have been established, in general. The score considers both the age of your oldest account and an average age of all your accounts. How long specific credit accounts have been established. How long it has been since you used certain accounts.   View Tips...