Mortgage Products

We are affiliated with over 110 different banks and lending sources, so regardless of your situation, we have a product designed specifically to fit your needs!

Consolidate your bills into one easy monthly payment at a lower interest rate. Save thousands in interest! Most likely 100% tax deductible (see your local accountant for details). Even if you don’t have any equity, you can often borrow up to 125% of the appraised value of your home.

Are you absolutely sure you are paying the lowest interest rate, or that your loan is structured in the best possible way? Many times you can re-structure your loan to shorten your term, lower your rate, or give yourself more breathing room by lowering your monthly payments. We will give you a free analysis right over the phone.

We have hundreds of loan programs to fit everyone. We can help you regardless of whether you have had bankruptcies, collections, judgments, tax liens, or even a foreclosure. We have specialized programs to help get you back on track, with affordable rates and payments. Let us evaluate your situation to see if we can help.

Are you looking to add on to your existing home, or just make some improvements around the house? Let us show you how easy it can be, even if you don’t have any equity!

With the vast number of lenders at our disposal, we have literally hundreds of programs to help you with the purchase of your next home. We have fixed rate loans, as well as adjustable rates. You can choose an adjustable rate mortgage (arm) that is fixed for six months up to ten years. For those looking for something a little more unique, we have interest only mortgages (these will lower your payments so you can invest your money elsewhere, or allow you to qualify for a larger house), 105% loans (get into your house with no money down, finance your closing costs, and even walk away with money at the close), no PMI loans, and more!

We understand that it’s not always easy to explain your income when you are self employed. To help with the situation, we have stated income programs, no document loans, and loans where you can use bank statements to qualify. We can help you figure out which one is best for your situation.

Looking for a vacant lot or land to build your dream home on? We have  great programs with great terms for you.

Building a custom home?  Pay interest only during the construction phase and then convert to a low fixed or adjustable rate. You can choose between one closing at the beginning, or two separate closings (one to start construction, and one when the house is completed). We can help you decide which scenario would be best for your situation.

If you bought a house on contract we have the program for you. We can help you refinance that contract to an existing mortgage at a lower rate so you can start establishing credit. Even if you haven’t been in the home for a year, we can help.

With so many rental property loans available, we have something for everyone: 90% purchases, 90% 2^nd mortgages behind your already low interest rate first mortgage (great for getting back some of your equity), no money down mortgages, and more! 

Use the equity in your home for a vacation, tuition, consolidation, car purchase, home remodeling, new furniture, or just about anything you can conceive. Before you "charge it", remember that mortgage interest is almost always tax deductible. You may be surprised just how much money you have available. Let us give you a free estimate.

Anything Else

If you didn't see a program listed that you are looking for, give us a call or e-mail us.  With lenders nationwide, we can guarantee you we will find the program you are looking for. 

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